Rates

Rates

Loans | Savings | Certificates

Loans	Rate	APR*	Term
New Auto 2009 - 2010	3.90	3.90	60	Calculator
Used Auto 2006 - 2008	6.50	6.50	60	Calculator
2005 & Older	6.50	6.50	48	Calculator
Signature	10.50	10.50	60	Calculator
Share Secured	5.000	5.000	84	Calculator
Home Equity (adjustable annually)	6.000	6.000	n/a	Calculator

*APR = Annual Percentage Rate
*All rates are subject to change.

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Savings	Minimum Balance	Dividend Rate	APY*	Term
Shares	$25.00	0.60%	0.601%	n/a
Draft	$0.00		0.000	n/a
IRA	$10.00	2.75%	2.778%	n/a
Club	$25.00	0.60%	0.601%	n/a

*APY = Annual Percentage Yield
*Rate may change after the account is opened.
*Annual Percentage yield is accurate as of 09/30/06.
*Fees could reduce the earnings on the account.
*Penalty will or may be imposed for early withdrawal.
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Certificates	Minimum Deposit	Dividend Rate	APY*	Term
Certificate 12 Month	1000.00	1.20	1.205	12

*APY = Annual Percentage Yield
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